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Terms of Use

Use SmartBudget as a guide, not as financial advice.

Last updated: May 3, 2026

Acceptance

By using SmartBudget Insights, you agree to these Terms of Use. If you do not agree, do not use the app.

Purpose of the app

SmartBudget Insights is a personal finance tracking tool. It helps you record expenses, organize categories, review budgets, compare months, create reports, and receive spending insights.

No financial advice

SmartBudget Insights does not provide financial, tax, legal, or investment advice. Insights, alerts, charts, and reports are informational only. You are responsible for financial decisions you make.

Your responsibility

You are responsible for the accuracy of information you enter or import. Statement imports, manual entries, and automation results should be reviewed for completeness and correctness.

Apple Pay Shortcuts automation

iOS Shortcuts automation behavior can vary depending on device state, Wallet timing, permissions, and Apple system behavior. SmartBudget Insights cannot guarantee every payment will be captured automatically.

Premium purchases

Premium may be offered as Monthly Premium for $2.99/month, Yearly Premium for $19.99/year, or Lifetime Premium for $49.99 as a one-time purchase. Eligible new subscribers may receive a 7-day free trial on subscriptions. Purchases, renewals, cancellations, refunds, and billing are handled by Apple's App Store terms and systems.

Availability and changes

Features may change over time. We may update, improve, remove, or adjust app functionality, pricing, or availability where appropriate.

Contact

For support or terms questions, contact support@smartbudgetinsights.com.

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